HomeeCommerceCharts: U.S. Small Enterprise Developments Q3 2025

Charts: U.S. Small Enterprise Developments Q3 2025


The U.S. Chamber of Commerce Small Enterprise Index is printed quarterly at the side of MetLife, the monetary companies agency, and primarily based on distinctive on-line interviews with 760 small enterprise house owners and operators. The index captures house owners’ views on the “financial system, hiring, funding, and different key financial indicators.”

The index is a measure of householders’ sentiment throughout key subjects with 0 = extraordinarily damaging, 100 = extraordinarily constructive, and 50 = impartial.

For Q2 2025, the index rose to 65.2, up from 62.3 within the earlier quarter, reflecting rising optimism round enterprise well being and money stream.

The Nationwide Small Enterprise Affiliation, a 65,000-member non-profit advocacy group unaffiliated with the U.S. authorities, conducts an annual in-depth survey of small companies nationwide on the state of their corporations.

This 12 months’s survey report (PDF), issued in Could, relies on roughly 650 interviews in April 2025 with small enterprise house owners in all 50 states and industries. Financial uncertainty is probably the most important problem going through small companies at this time, with 59% figuring out it as their main concern.

Regardless of the uncertainty, roughly 50% of surveyed house owners anticipate their gross sales to extend this 12 months.

U.S. Financial institution surveyed 1,000 small enterprise house owners with annual revenues of $25 million or much less and between two and 99 workers to look at the principle macroeconomic challenges they face and their use of digital instruments and AI. The survey was carried out from March 14 to April 4, 2025, and printed within the financial institution’s “2025 Small Enterprise Perspective” report (PDF).

Per the survey, U.S. small enterprise house owners are adopting new fee choices to serve their prospects higher. Though money remains to be the popular in-store methodology, different fee choices have gotten more and more well-liked, with 42% reporting tap-to-pay as a main methodology.

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